# Two banks put AI agents to work. OpenAI's agents broke out and broke in.

> Plus: Fiserv joins the group governing an agent-payment standard, HSBC tests a live AI purchase, and Visa builds an assistant for bank apps.

By Brent Dixon, Dixon Strategic Labs · 2026-07-23 · Facts last verified 2026-06-12

- **Issue:** AI for FIs, 2026-07-23
- **Author:** Brent Dixon
- **Topics:** Credit Unions, Payments, Infrastructure, Ai Agents, Risk Management, Governance, Strategy, Cybersecurity, Agentic Ai

Plus: Fiserv joins the group governing an agent-payment standard, HSBC tests a live AI purchase, and Visa builds an assistant for bank apps.

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