# The U.S. gated its newest AI models. A Chinese lab gave one away.

> Plus: agents moving from scoring the loan to making the call, and a malicious AI tool that cleared review and reached 26,000 users.

By Brent Dixon, Dixon Strategic Labs · 2026-06-30 · Facts last verified 2026-06-12

- **Issue:** AI for FIs, 2026-06-30
- **Author:** Brent Dixon
- **Topics:** Open Source, Model Risk, Credit Unions, Infrastructure, Risk Management, Governance, Lending, Agentic Ai, Anthropic/Claude, Openai, Ai Safety

Plus: agents moving from scoring the loan to making the call, and a malicious AI tool that cleared review and reached 26,000 users.

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